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Patience E. lives in the town of Igbelerin, in Lagos State, Nigeria. She sells hair products and hair pieces for a living, and also does manicures and pedicures. She spent two years studying this trade before going into business on her own in 2006. Patience is 30 years old, married and has five children. She needs a loan of $1,200 to buy products and hairpieces to sell to her customers, and wishes to extend her thanks to Kiva and to her lenders.

Additional Information

Important Information

The Kiva Field Partner in Nigeria who administers this loan is called the Lift Above Poverty Organization (LAPO). Kiva’s Staff wants to call your attention to the fact that LAPO is the subject of controversy. While all Kiva Field Partners charge an interest rate on loans to sustainably operate, LAPO’s interest rates (see their “Portfolio Yield”) and profitability (see their “Return on Assets”) are amongst the highest on Kiva. Kiva’s Staff encourages you to learn more about this Nigerian Field Partner before making this loan.

About Nigeria

  • $6,100
    Average annual income
  • 28
    View loans »
    Nigeria Loans Fundraising
  • $6,002,400
    Funds lent in using Kiva
  • 117.8
    Nigeria Nairas (NGN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Patience to buy more hair products to sell to her customers.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jul 23, 2008
Jul 7, 2008
Currency Exchange Loss:
Apr 15, 2009