Lona is 42 years old and is married with 6 children. She has a small garden where she grows taro, bananas, and yams that she can sell in her community or at the market. She has been doing this for 4 years. Lona needs a loan to buy another wheelbarrow, a shovel, a rake, some bush-knives, a weedkiller spray, and more tiapula, as well as to improve her family assets. She has been a member of SPBD since 2012. Lona will use the profits from her sales to graduate her children from college.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.