Roina is an 18-year-old single lady. She has a small garden where she grows 'ava (the Kava plant, in English), which she can sell to the community. Roina requests a loan to buy a new wheelbarrow, a shovel, rake, bush knives, fertilizer, weed-killer spray and plastic bags.
Roina has been a member of SPBD since 2012 and joined to gain access to financial stability. In the future, Roina hopes to use her earnings to improve her family assets.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.