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Joyita is a 28-year-old married woman with two children. She has a plantation where she grows taro, bananas, and yams to sell in her community or at the market. She has been doing this for three years. Joyita needs a loan to buy another wheelbarrow, a shovel, a rake, several bush knives, weedkiller spray, and more tiapula. She has been a member of SPBD since 2012. Joyita will use the profits from her sales to improve her family's assets.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 64
    View loans »
    Samoa Loans Fundraising
  • $7,805,550
    Funds lent in using Kiva
  • 2.3
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Joyita to buy a wheelbarrow, a shovel, a rake, bush knives, and weed killer spray.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 13, 2012
Jan 10, 2013
Currency Exchange Loss:
Nov 19, 2013