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Natiga H. is a 36-year-old woman who sells milk and yogurt to local people and neighbors. Mainly she keeps a cow for her family and sells the rest of the milk. No one in her family has a job so selling milk and poultry sometimes brings some money to their family. Their main source of income is an Internally Displaced People benefit, which is about $70 USD a month. This amount is not enough to cover their basic family needs. Natiga wants to focus more on selling dairy products, which is why she applied for the loan of $800 USD to purchase one milk cow.

Additional Information

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 15
    View loans »
    Azerbaijan Loans Fundraising
  • $13,995,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Natiga to purchase one milk cow.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 17, 2008
Jul 3, 2008
Currency Exchange Loss:
Feb 15, 2010