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Rosmery

Update on Rosmery

Rosmery continues with her same activity selling basic staple items in her neighborhood store. She relates that she did very well with her previous loan since she used it to buy grocery items. On this occasion, she requests the loan to buy a variety of merchandise like soft-drinks, cookies, etc. to stock her store because she wants to provide variety of products to her clientele.
View original language description ↓
La Sra. Rosmery sigue con la misma actividad de la venta de productos de su primera necesidad en su tienda de barrio, cuenta que le fue muy bien con el crédito ya que lo utilizo en la compra de abarrotes, ahora en esta ocasión solicita el crédito para la compra de variedad de mercadería como refrescos, galletas, etc. para surtir su negocio, ya que desea brindar variedad de productos a su clientela.

Previous Loan Details

Rosmery, 31, is married and works selling basic staple items in her neighborhood store located in the 23 de Noviembre zone. This loan is her first sequence in the institution and Rosmery will use it to buy sock merchandise like rice and sugar at wholesale. The reason for requesting the loan is ... More from Rosmery's previous loan »

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $2,817
    Average annual income
  • 76
    View loans »
    Bolivia Loans Fundraising
  • $29,428,225
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Rosmery to buy stock merchandise for her store.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 24, 2012
Listed
Jan 10, 2013
Currency Exchange Loss:
Possible
Ended:
Feb 17, 2014
This photo was used before for a previous loan for Rosmery. It was first posted on Kiva on Aug, 2012. Learn More