La Finquita Group
Blanca stands out from the group for being a responsible, hardworking person who very much wants to self-improve. Blanca lives with her husband and three children in Latacunga. Blanca works raising cattle to sell and does quite well in her business because she has a good clientele.
Blanca is asking FODEMI for a loan to buy a dairy cow to start a milk and cheese business, a business that will help her acquire more customers, improve sales and increase income which will help improve quality of life. Blanca dreams with being a large dairy farmer to become a distributor and improve her children’s quality of life.
De este grupo se destaca la Sra. Blanca por ser una persona responsable, trabajadora y con deseos de superación. Blanca vive con su esposo y sus tres hijos en Latacunga. Blanca trabaja con en la crianza de ganado para venta, actualmente le va muy bien en su negocio ya que tiene buena clientela.
Blanca solicita un crédito a FODEMI el mismo que va a ser invertido en la compra de una vaca lechera para entrar en el negocio de producción y venta de leche y queso, negocio que les ayudará a obtener más clientes, mejorar las ventas y un incremento en los ingresos lo que ayudará a mejorar su calidad de vida.
Blanca sueña en tener una producción grande de leche para poder ser una distribuidora y mejorar la calidad de vida de sus hijos.
About FODEMI, a partner of World Vision InternationalFODEMI is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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