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Julia
Julia, 33, shares a strong marriage with Víctor, 35; they fulfill their role as parents of their four children with much dedication. She owns a wood house that she acquired shortly after she got married. Since she was a girl, her parents taught her various agricultural activities related to growing organic cocoa beans. Shortly after meeting Víctor they opted for acquiring some parcels of their own to support their young family back then.

They’ve been working as independent growers now for 17 years and she comments that she does quite well with respect to her crops. The rainy season, however, is inconvenient for them because their fields planted with cocoa beans are at a slight incline and their daily chores become a bit complicated.

To continue in a streamlined way with the cocoa bean growing process, they want to replace some of the plants that have outgrown their useful cycle and insert grafts hoping to get the best possible results from their parcels.

Her future plan is focused on finishing building her house with substantial materials for the comfort of her little ones as well as to open a grocery store to generate income additional to that produced by the agricultural activities. She needs to have 4,000 new soles now to buy sacks of island guano fertilizer and to buy cocoa bean seedlings and to pay labor costs for the laborers who will do the work of grafting onto the old trees.
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Julia de 33 años comparte un matrimonio sólido con Víctor de 35 años quien junto a sus 4 hijos cumplen su rol de padres con bastante esmero. Es propietaria de una vivienda de madera adquirida poco después de su matrimonio. Desde niña fue instruida junto a sus padres en las distintas actividades agrícolas referentes a la producción de cacao orgánico, tiempo después de conocer a Víctor optaron por adquirir unas parcelas para el sustento de su joven familia de aquel entonces.
Llevan 17 años como productores independientes y comenta que le va muy bien en cuanto a sus plantaciones, no obstante la época de lluvias es para ellos un inconveniente puesto que sus parcelas poseedoras de plantaciones de cacao se encuentran en un terreno algo inclinado y hacen un poco complicada sus labores cotidianas.
Para proseguir de manera fluida con la campaña cacaotera desean reemplazar algunas plantaciones desfasadas y proceder con la inserción de injertos esperando sacarle el máximo provecho a sus parcelas.
Sus planes a futuro apuntan a la culminación de su vivienda a base de material noble para el bienestar de sus pequeños así como la apertura de un negocio consistente en una tienda de abarrotes para generar ingresos paralelo a sus actividades agropecuarias. Requiere contar actualmente con 4,000 nuevos soles para adquirir sacos de abono guano de isla, compra de plantas almácigo o cacao y el pago de los jornaleros quienes agilizarán el trabajo de injertado en los árboles desfasados.

About Peru

  • $12,000
    Average annual income
  • 130
    View loans »
    Peru Loans Fundraising
  • $57,388,050
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,575 helped Julia to buy cocoa bean plant seedlings and to pay labor costs.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 18, 2012
Listed
Jan 10, 2013
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2013