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Concepcion De Maria
Concepción, 49, a native of the city of Granada, is married and mother to 7 children under 18 years old. Currently one of them is in their 3rd year of secondary school. She is a trader with 5 years of primary education, works in the small grocery store business, which she has owned for more than 1 year.

Concepción started trading, selling food, at the age of 19 in order to gain a larger income as she didn't have a lot of money to raise her children. With the profits that this business generated, she succeeded in getting her family ahead, but she then decided to undertake another business, namely the small grocery store business, with which she gains a lot of profits. Concepción can count on other forms of income, such as her husband's salary which helps with the family's expenditure. She plans to continue expanding her small grocery store, buying the products which she doesn't stock yet.

She sought this loan to buy a freezer and goods such as fruits for her drinks, vegetables to make salad, meat, rice, fizzy drinks, etc., all the basic materials to make her drinks and dishes. Concepción wants the freezer to offer her customers fresh products, she is satisfied in the business as it is going well and sales are steady. Her future plans are to convert the small grocery store into a general store to increase her sales and thereby obtain better profits. Her next aim is to repay the loan to then seek another one to invest in her business and improve her day to day life.
View original language description ↓
Doña Concepción con 49 años de edad, originaria de Granada, casada, es madre de 7 hijos mayores de edad actualmente 1 de ellos esta estudiando su tercer año de secundaria, de oficio comerciante se dedica al negocio de pulpería, de la que es propietaria hace mas de 1 año, con conocimiento académico de quinto grado de primara. Inicio en el ámbito del comercio a la edad de 19 años, vendiendo comida, para obtener mejores ingresos, ya que no contaba con mucho dinero para la manutención de sus hijos, fue asi que con las ganancias que le genero este negocio, logro salir adelante con su familia, pero luego decidió emprender otro negocio como es el de la pulpería la cual le genera muchas ganancias, ella cuenta con otros ingresos como es el salario de su marido quien le ayuda con los gastos del hogar, sus expectativas es seguir ampliando su pulpería comprando productos que aun o tienen en existencia.
Solicito el crédito para comprar un frízer y insumos tales como frutas para sus bebidas, vegetales para hacer la ensalada, carne, arroz, gaseosa, etc, toda la materia prima para elaborar sus refrescos y sus platillos, el frízer lo quiere para ofrecerle productos frescos a sus clientes, se siente satisfecha en el negocio pues le va bien mantiene sus ventas, sus planes futuro es llegar a convertir su pulpería en una miscelánea para incrementar sus ventas y asi obtener buenas ganancias, su meta próxima es cancelar el préstamo para luego volver a solicitar otro para invertir en su negocio y mejorarlo dia a dia.

About Nicaragua

  • $3,636
    Average annual income
  • 145
    View loans »
    Nicaragua Loans Fundraising
  • $24,094,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Concepcion De Maria to buy a freezer and basic goods such as fruit for drinks, vegetables to make salad, meat, rice, fizzy drinks and so on.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 3, 2013
Listed
Feb 1, 2013
Currency Exchange Loss:
N/A
Ended:
Nov 17, 2013