Afioae is 23 years old and married with 3 children. She has a small garden where she grows cucumbers, pumpkins, tomatoes and taro that she can sell in her community or at the market. She has been doing this for 2 years. Afioae needs a loan to buy new equipment. Afioae will use the profits from her sales to save for her children's school fees.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.