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Update on Encarnacion

Encarnación belongs to the communal bank “SAN MARTIN DE ZURITE”; which is located in the district of Zurite, Anta province, in the department of Cuzco. She still has her business selling vegetables. She is happy with her business because it allows her to support her family financially. She sells carrots, tomatoes, and squash, among other vegetables. She sells at one of the markets from 7am until 1pm. She would like to continue working in this way to continue supporting her family. She is requesting a loan to purchase tomatoes and onions for her business. She is happy about the loan and committed to making her payments on time.
View original language description ↓
La socia pertenece al banco comunal “SAN MARTIN DE ZURITE”; El banco está ubicado en el distrito de Zurite, perteneciente a la provincia de Anta y departamento de Cusco.

La socia es la Sra. Encarnacion;la socia sigue dedicandose al negocio de venta de verduras,la socia se siente bien con su negocio ya que mediante este la socia puede apoyar economicamente a su familia,la socia vende lo que son zanahorias,tomates,zapallo entre otros,la socia vende en uno de los mercados desde las 07;00am hasta 13:00pm ,la socia desea poder seguir trabajando para de esta forma seguir apoyando a su familia.

La socia solicita el credito para la compra de tomates y cebolla para su negocio.

La socia está feliz por el préstamo y se compromete a cumplir con los pagos de su cuota.

Previous Loan Details

The member belongs to the communal bank "SAN MARTIN DE ZURITE", which is located in the district of Zurite, Anta Province, in Cusco Department. Encarnacion, the member, is still selling vegetables at the market, working from 7:00 a.m. to 1:00 p.m. She sells carrots, squash, tomatoes, onions, ... More from Encarnacion's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 157
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Encarnacion to purchase tomatoes and onions for her business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 18, 2012
Feb 1, 2013
Currency Exchange Loss:
May 17, 2013