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Xalis
Xalis is a 43-year-old man, who runs a private business. He is married and has two children. His primary activity is selling food products. He is a market vendor and sells different kind of goods such as yogurt, sausages, candies, cookies, and macaroni for the last 8 years. He is financially responsible for his parents and children.

His shop is located in the central bazaar which is why his products sell very fast. His business brings in a stable income of 170 AZN and his brother helps to sell products from the shop. He would like to increase his income and for this purpose he applied for 1000 AZN loan. He will use this loan to diversify and purchase more products for his shop. This will be his second loan and he has a good loan history.

Additional Information

About Aqroinvest:

Aqroinvest Credit Union was founded in 2001 by a group of 32 farmers from Imishli. It has since grown to become the largest credit union in Azerbaijan, owned by its more than 5,400 borrowers and boasting a portfolio of nearly US$12 million.
AqroInvest is focused on providing loans to the following groups of people: rural farmers, people living in distant southern villages with little or no access to finance and internally displaced people and refugees, many of whom lost their homes and livelihoods during the violent conflicts in the 1990s.

In May 2011, Aqroinvest started a new project with Kiva proving higher education loans to students. The project gives students the support and financing they need to continue their education and helps pay for tuition fees at various universities in Azerbaijan. Aqroinvest is the first credit union in the country to offer students loans.

About Azerbaijan

  • $6,171
    Average annual income
  • 25
    View loans »
    Azerbaijan Loans Fundraising
  • $14,045,550
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Xalis to buy more products to sell in the market.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 21, 2012
Listed
Jan 10, 2013
Currency Exchange Loss:
Covered
Ended:
Jan 17, 2014