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Dilshad is a 48-year-old woman, a widow, bringing up one daughter, alone. She breeds sheep and cattle for meat purposes, for local butchers. Dilshad has ten years of experience in this field, thanks to her husband, who taught her the best way to look after cattle.

Dilshad usually buys small cattle and sheep, raises and fattens them for five or six months, and resells them for a more profitable price in the local livestock bazaar.

Meat-selling brings AZN 120 income per month. Beef and mutton are very popular products in Azerbaijan. People use meat in everyday national dishes, such as pilau and dolma, and always use yoghurt souse. Also, Dilshad sells sheep's wool which is useful for clothes and blankets.

Dilshad applied for a loan of AZN 1000 to purchase one cattle and five sheep. This will be her second loan and she has a good client history.

Additional Information

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 26
    View loans »
    Azerbaijan Loans Fundraising
  • $13,992,500
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Dilshad to buy one cattle and five sheep.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 21, 2012
Jan 10, 2013
Currency Exchange Loss:
Jan 17, 2014