He currently works as a salaried worker for a construction company working in the same zone building a sports field; he earns a monthly salary. Félix pays his family’s basic utility expenses.
He needs the loan to do some home improvements. The adobe in his house is worn down by the rain and the plywood is very used and needs to be replaced in its entirety to improve his quality of life.
Félix’s dream is that his younger children become professionals and can fend for themselves thus improving their quality of life. This is his first loan request to IMPRO and KIVA.
Actualmente trabaja como empleado albañil en una empresa de construcción, trabajando en la misma zona realizando un campo deportivo percibiendo un salario mensual; Felix se hace cargo de los pagos de servicios básicos de su familia.
El crédito lo requiere para realizar la refacción de una habitación en su domicilio, el adobe de su casa se fue desgastando por las lluvias y las calaminas ya están muy usados y necesita cambiar todo y así mejorar su calidad de vida.
El sueño de Félix es que sus hijos menores sean profesionales y puedan valerse por si solos y así mejorar su calidad de vida.
Es la primera vez que solicita crédito junto a IMPRO Y KIVA.
About IMPROIMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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