Mujeres Valientes Group
This group’s president is Omayra, 22. She has two small children she loves and strives daily to move them forward and give them everything they need. Omayra defines herself as a humble person filled with Christian values and very hardworking; these are the qualities that have made Omayra a woman who is worthy of admiration and respect from her family and her entire community.
The loan Omayra asked FODEMI for is to buy two young cows to raise and in time produce milk because Omayra works raising cattle and wants to increase her small business of raising animals. Omayra’s dream is to continue working in her business and continue to grow more every day and to be able to give her children a good education thus improving her entire family’s quality of life.
La presidenta de este grupo es la Sra. Omayra , ella tiene 22 años, tiene dos hijos pequeños a quien ama y lucha diariamente por sacarles adelante y darles todo lo que necesitan, Omayra se define como una persona humilde, llena de valores cristianos y muy trabajadora, son estas cualidades que han hecho de Omayra una mujer digna de admiración y de respeto de su familia y de toda su comunidad.
El crédito que Omayra solicito a FODEMI se lo va a invertir en la compra de dos vacas pequeñas, para crianza y la producción de leche en un tiempo, ya que Omayra se dedica a la crianza de ganado y quiere seguir incrementando su pequeño negocio de crianza de animales.
El sueño que Omayra tiene seguir trabajando en su negocio y seguir creciendo cada día más, y poderles dar a sus hijos una buena educación, y así mejorar la calidad de vida de toda su familia.
About FODEMI, a partner of World Vision InternationalFODEMI is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid