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Efua
Efua is married and has 6 children. She cooks banku for sale and she serves it with fried fish, pepper and tomato sauce. She also sells plantains and cassava at Wakye near Cape Coast. Efua has been selling food for the past 8 years now. She uses her income to help her husband in paying their accommodation bills. Efua will use her loan to purchase bags of maize and fish which she uses in preparing her banku and also purchase a variety of food items to sell. With the profits, she hopes to expand her business.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: http://www.kiva.org/partners/91 ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $2,643
    Average annual income
  • 15
    View loans »
    Ghana Loans Fundraising
  • $11,220,300
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Efua to purchase bags of maize and fish which she uses in preparing her banku for sale and also purchase a variety of food items to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 13, 2012
Listed
Jan 10, 2013
Currency Exchange Loss:
Possible
Ended:
May 18, 2013