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Ama is the woman scooping soup from the pot. She operates a chop bar (where a variety of African dishes are sold). Ama has worked as a chop bar operator for the past 5 years. There she serves a variety of traditional dishes including fufu, banku and rice balls. She lives together with her husband and 2 children.

Ama uses her income to support her husband and to pay their children’s school fees. She will use her loan to purchase foodstuffs and other ingredients to prepare the dishes she sells. With the new profit, Ama plans to expand her chop bar into a restaurant.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,958,450
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Ama to purchase foodstuffs and other ingredients to prepare the dishes she sells.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 13, 2012
Jan 10, 2013
Currency Exchange Loss:
May 18, 2013