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Ama is a food vendor who cooks banku (a maize/cassava dough) for sale. She serves this dish with okro, meat and fish stew, a common and much-liked combination among locals. Ama has been a food seller for two years now. She lives with her husband and three children in Batanya near Cape Coast. Her husband is a farmer. She uses her income to help her husband pay their children’s school fees. Her loan will be used to purchase bags of maize and fish for the preparation of her banku for sale. She hopes to use the new profits from her business to create a place for her customers to gather and eat together.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $2,643
    Average annual income
  • 30
    View loans »
    Ghana Loans Fundraising
  • $11,016,200
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Ama to purchase bags of maize and fish which she uses in the preparation of banku for sale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 13, 2012
Jan 10, 2013
Currency Exchange Loss:
May 18, 2013