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Ama is a food vender who cooks banku (a corn/cassava dough) to sale. Ama serves her dish with okro meat and fish stew to create a complete and favorite meal for her customers. Ama has prepared banku meal for sale for the past 10 year in the town of Batanya near Cape Coast. She lives with her husband and 6 children. Her husband is a farmer in the area. Ama uses her income to assist her husband in paying their children’s school fees and for the general bills of her family. Her loan will be used to purchase bags of maize and fish for the preparation of her banku meal for sale. She hopes to use the new profits from her business to create a place where her customers can come together and eat.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 41
    View loans »
    Ghana Loans Fundraising
  • $11,736,650
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Ama to purchase bags of maize and fish for the preparation of her banku (a corn/cassava dough) meal for sale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 13, 2012
Jan 10, 2013
Currency Exchange Loss:
May 18, 2013