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Ruth
Ruth is 50 years old, married, and has five children, two of whom attend school. She lives in the town of Lugazi in the Mukono region of Uganda. For the past two years, Ruth has been working hard to manage her retail shop, which sells sugar, soap, milk, and bread.

Ruth is requesting a loan from BRAC Uganda for 2,000,000 Ugandan Shillings, which she will use to buy more milk, bread, sugar, and soap to sell. The loan will help Ruth generate greater profits and boost her business. Ruth hopes that in the future she will be able to be more productive and maintain her business at that level.

Ruth is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Ruth who do not have enough collateral for commercial loans, but have businesses that have grown too large for microloans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,800
    Average annual income
  • 287
    View loans »
    Uganda Loans Fundraising
  • $31,111,650
    Funds lent in using Kiva
  • 2,705.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Ruth to purchase milk, bread, sugar, and soap to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 17, 2012
Listed
Jan 10, 2013
Currency Exchange Loss:
Possible
Ended:
Jan 19, 2014