Antoine is a member of the Mutambara group and lives in Rumonge. He is 35 years old and married to Espérance, a storekeeper. They have three children aged between 5 and 9 years old, 2 of whom attend school. They are also responsible for an orphan. For the past 10 years, Antoine has been selling bananas and pineapples. He is asking for his second loan from Turame, in order to increase his capital and purchase large quantities of bananes and pineapples. He uses the profits from his activity to ensure the food needs of his family. In the coming years, he hopes to foray into agriculture by renting out his palm trees that produce oil, in order to sell the fruits of these trees and begin to save for his children. He would also like to see his children attend school.
Antoine fait partie du groupe Mutambara et habite à Rumonge. Il a 35 ans et est marié à Espérance, une commerçante. Ensemble ils ont 3 enfants, âgés de 5 à 9 ans, dont 2 étudient.
Il a sous sa charge un orphelin.
Il fait le commerce de bananes, d’ananas, de bananes mûres, depuis 10 ans.
Il est à son deuxième crédit à Turame. Avec le crédit KIVA qu’il obtient, il va augmenter son capital et acheter beaucoup de bananes, d’ananas et de bananes mûres à revendre, pour gagner plus.
Avec les gains de son commerce, il assure la ration alimentaire et habille la famille. Dans les prochaines années, il voudrait faire l’agriculture et louer les palmiers à huile pour vendre les fruits du palmier à huile et constituer l’épargne de ses enfants. Il voudrait en outre voir ses enfants étudier.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.