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Janet, age 45 and widowed, runs a hairdressing salon. She lives in the town of Lugazi in the Mukono region of Uganda with her two children, both of whom are enrolled in school. Janet has been working hard to manage her salon for the past 10 years.

In order to expand her business, Janet has requested a loan in the amount of 2500,000 Ugandan Shillings from BRAC Uganda. The loan will be used to buy more hair products, such as extensions. This will help Janet to generate greater profits and pay school fees for her children. Janet hopes that in the future she will be able to be more productive and live a good life.

Janet is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Janet who do not have enough collateral for commercial loans, but have businesses that have grown too large for microloans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,800
    Average annual income
  • 279
    View loans »
    Uganda Loans Fundraising
  • $31,089,375
    Funds lent in using Kiva
  • 2,705.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Janet to buy more hair products for her salon.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 17, 2012
Jan 10, 2013
Currency Exchange Loss:
Jan 19, 2014