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Joy
Joy has been running a beauty salon business for one year. She is a married woman with only one child. Her main priority is to increase her sales and profit. To make her dreams possible, she is seeking additional capital of PHP 10,000. She will be using this loan amount to buy hair color and other chemicals needed in her beauty salon business.

Joy is assisted daily by her mother because her husband works at her aunt's shop. She and her husband work together to have a better way of living and a viable source of income. As a beginner, she is in need of more capital. For this reason, she is asking for a loan of PHP 10,000, which will be used to buy hair color and other chemicals needed in her beauty salon. She believes that completeness of materials for her business will enable her to encourage more customers to go to her business place and will give her the assurance to earn a better income. So, she is hoping for approval of her requested loan amount.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $1175
    Average annual income
  • 270
    View loans »
    Philippines Loans Fundraising
  • $53,057,200
    Funds lent in using Kiva
  • 40.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Joy to buy hair color and other chamicals needed in her beauty salon business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 19, 2012
Listed
Jan 30, 2013
Currency Exchange Loss:
Possible
Ended:
Jun 22, 2013