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Roza is 62 years old and is widowed. She lives with her son. As the main source of income for her family, Roza has been raising livestock since 1969, having started this business with 7,000 som (KGS). Today she has four cows, four bulls, four stallions and ten sheep on her farm. Raising and reselling livestock brings her 9,000 som (KGS) per month. With the goal of expanding her business further, Roza has turned to Bai Tushum and Partners for a loan of 55,000 som (KGS) to buy two bulls. With the income from this loan, Roza plans on using it to further improve her farm by purchasing more livestock. She also plans on purchasing an automobile.
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Розе 62 год, вдова, живет с сыном. В качестве основного источника дохода для своей семьи, Роза с 1969 года занимается животноводством, начав этот бизнес с суммы в 7,000 сом (KGS). На сегодняшний день в хозяйстве Розы имеется 4 коровы, 4 бычка , 4 жеребца и 10 овец. Перепродажа скота и разведение скота приносит 9,000 сом (KGS) в месяц. В целях дальнейшего развития своего бизнеса, Роза обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 55,000 сом (KGS) на покупку 2 бычков. Доходы от кредита Роза планирует вложить в дальнейшее увеличение хозяйства за счет покупку скота. В планах у розы купить автомобиль.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 63
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,891,700
    Funds lent in using Kiva
  • 47.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Roza to purchase two bulls.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 21, 2012
Jan 10, 2013
Currency Exchange Loss:
Jul 24, 2013