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Mercy
She is married and blessed with four children, two below the age of 15. They live in a three-room apartment in Bamenda Mezam Division of the North West region of Cameroon.

She has encountered so many challenges in life, including the death of her mother, the death of one of her children and inadequate finance to start a business and sponsor her children's education.

With the new loan, she plans to purchase provision items such as beans, rice, tin tomatoes, vegetable oil and magi to sell. Part of the loan will be invested in farming and in buying seedlings. She also plans to buy smoked fish in cartons to sell.

She believes the business will succeed because of her longevity in the business. Also, the demand for foods such as rice and other provision items is high in the community. She has a good business site and also regular customers who buy from her for resale and restaurant. The community will benefit because they will not go a long distance to buy her items, especially smoked fish.

The profits will help her expand her business and provide better education for the family. She prefers a loan from GHAPE because of the convenient repayment period, low interest and the social education they provide.

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About Grounded and Holistic Approach to People's Empowerment (GHAPE)

This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.

About Cameroon

  • $2,421
    Average annual income
  • 0
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    Cameroon Loans Fundraising
  • $1,173,050
    Funds lent in using Kiva
  • 501.7
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD