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Margarita Del Carmen
Margarita del Carmen is forty-seven years of age and lives with her life partner and her grandson. She earns her living selling meals: breakfasts and lunches such as tamales, eggs, beans, soups, meat dishes and salads, among other things. She has been running the business for a number of years and, through it, has gained plenty of sales experience, which allows her to make bigger profits. She plies her trade in a place which she considers very favourable for her business and she is well known throughout her community for preparing the most delicious dishes in the area. She now has a large regular clientele who prefer her because she sells only goods of the highest quality, prices them reasonably and, above all, delivers excellent service.

Margarita is busy, enterprising, dedicated to her work and always willing to strive to find the best opportunities for success. Her greatest secret is hard work and love of the job which, she knows, are the only ways to achieve her ambition.

In recent weeks demand has increased and she wants to capitalise on this by making a new investment. To do this she needs capital and is, therefore, seeking an INTEGRAL loan to buy corn, chickens, vegetables, meat, eggs, drinks, etc. Margarita del Carmen has good repayment references and is highly responsible. She guarantees that she will be able to repay her debts and, at the same time, is confident that she can provide a full life for her family.
View original language description ↓
Margarita del Carmen de cuarenta y siete años de edad vive junto a su compañero de vida y su nieto; ella se dedica a la venta de comida desayunos y almuerzos como tamales, huevos, frijoles, sopas, carnes, ensaladas entre otros; tiene varios años con el negocio y eso le ha regalado mucha experiencia en las ventas que le permite obtener las mejores ganancias; comercia en un lugar que califico como muy bueno para sus actividades y es muy conocida por todas las personas de la comunidad pues prepara las comidas mas deliciosas de la zona, ya tiene mucha clientela fija que la prefiere porque todo lo que vende es de primera calidad, a buen precio y sobre todo con un servicio excelente; Margarita es una mujer activa, emprendedora, dedicada a su labor y siempre dispuesta a luchar por encontrar las mejores alternativas que le abran camino al éxito, su mas grande secreto es el esfuerzo y el amor al trabajo sabe que solo así cumplirá su objetivo, en las ultimas semanas aumento la demanda y quiere aprovechar para realizar una nueva inversión pero necesita de capital por eso le solicita a INNTEGRAL un crédito que le permita comprar maíz, pollos, verduras, carne, huevos, bebidas, etc. Margarita del Carmen tiene buenas referencias de pago y es muy responsable asegura que podrá saldar la deuda y a la vez confía que le dará a su familia una vida plena.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 635
    View loans »
    El Salvador Loans Fundraising
  • $22,066,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Margarita Del Carmen to buy corn, chickens, vegetables, meat, eggs and drinks.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 26, 2012
Listed
Jan 10, 2013
Currency Exchange Loss:
N/A
Ended:
Jun 18, 2013