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Toribia is 64 years of age and lives in her own house along with her children. She prepares and sells food and delicious tamales. Her business is located in her home and is particularly well frequented because of the high quality of her tamales and the other food she sells. Toribia is a hardworking and enterprising woman whose great ambition is to support her children, give them a good education and improve their quality of life. She works very hard to keep her business afloat and to continue providing excellent quality goods and foodstuffs for her customers, since this is her main and sole source of income. She wants to increase her income and the only way to do so is by investing in her business with the purchase of corn, wood, drinks, etc. which will help her to create and increase the menu of dishes on offer in her premises. It is for this reason that she approached INTEGRAL to apply for a loan to enable her to invest and continue realising her dreams of expanding her business and giving her children a better future.
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Toribia de 64 años de edad, habita en casa de su propiedad junto a sus hijos. Ella se dedica a la elaboración y venta de comida y deliciosos tamales. Su negocio está ubicado en su hogar de habitación, lugar que es muy visitado especialmente porque sus tamales y comida son de muy buena calidad, Toribia es una mujer trabajadora, emprendedora y con muchas ganas de sacar a sus hijos adelante para darles una buena educación y mejorar su calidad de vida. Trabaja muy duro para poder mantener activo su negocio y para seguir dando a sus clientes productos y alimentos de excelente calidad, ya que este es su principal y única fuente de ingresos. Ella tiene el deseo de incrementar sus ingresos y la única forma de hacerlo es invirtiendo en su negocio con la compra de maíz, leña, bebidas, etc. que le ayudaran a elaborar e incrementar el menú de comidas de su establecimiento, por estas razones es que se acercó a INTEGRAL para solicitar el crédito que le ayude a invertir y seguir concretando su sueño de hacer crecer su negocio y el de darle un futuro mejor a sus hijos.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 714
    View loans »
    El Salvador Loans Fundraising
  • $27,098,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Toribia to buy corn, wood, drinks, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 21, 2012
Jan 10, 2013
Currency Exchange Loss:
Nov 17, 2013