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Cristino Eduardo
Cristino Eduardo is 40 years old. He lives in a home he owns with his wife and children. With his father, he has grown basic grains and raised cattle for many years. He does these things year after year to earn the daily bread for his home. These activities are what allows him to cover the basic necessities in his home and Cristino does them with much hard work and dedication. He is a hardworking, honest and responsible man. He lives in very humble conditions together with his family and that is what motivates him to work hard to give his family the best. That is the only way to change the reality they find themselves in. Cristino knows that with a little help to invest in his crops and in the cattle raising, he will be able to generate more income, which will help him change his family's future. That is why he approached INTEGRAL, to ask for a loan to invest in buying cattle and materials for his crops, such as pesticides, fertilizer, seeds, etc. These are his only sources of income and he hopes that these crops will be better than in previous years so he can have good income for his family.
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Cristino Eduardo de 40 años de edad, habita en casa de su propiedad junto con su esposa e hijos. Él se dedica junto a su padre al cultivo de los principales granos básicos y a la crianza de ganado desde hace muchos años, las cuales realiza año con año para llevar el pan de cada día a su hogar. Estas actividades son las que le permiten cubrir las necesidades básicas de su hogar y Cristino las realiza con gran empeño y dedicación. Él es un hombre trabajador, honrado y responsable vive en condiciones muy humildes junto a su familia y esta es la razón que le motiva a trabajar duramente para dar lo mejor a su familia ya que es la única forma de poder cambiar la realidad en la que se encuentran. Cristino sabe que con un poco de ayuda para invertir en sus cultivos y en la crianza de su ganado podrá generar más ingresos los cuales le ayudaran a cambiar el futuro de su familia, es por estas razones que se acercó a INTEGRAL, para solicitar un crédito el cual solicita para invertir en la compra de ganado y de insumos para sus cosechas como pesticidas, abono, semillas, etc. ya que son sus dos únicas fuentes de ingresos y espera que estas cosechas sean mejores que los años anteriores para tener buenos ingresos para su familia.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 645
    View loans »
    El Salvador Loans Fundraising
  • $28,178,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Cristino Eduardo to buy cattle and materials for his crops, such as pesticides, fertilizer, seeds, etc.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
At end of term
Dec 29, 2012
Jan 10, 2013
Currency Exchange Loss:
Jan 25, 2014