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Miguel Ángel

Update on Miguel Ángel

Miguel is 35 years old and lives with his mother. He is very hard-working and is always setting a good example at home as every morning he wakes up with new dreams and desires for prospering. Miguel currently has a small shop where he sell basic commodities such as milk, eggs and candy, among other things. He also sells perfumes, talcum powder and creams. Thanks to God he has a good customer base because customers like his his way of being and of attending to them. He is very happy because every day he is doing well. For some time Miguel has wanted to expand his only source of work and to have the shop a little better stocked. For this reason, he decided to come to Integral to apply for a loan. With it he can stock up his shop by buying products such as cheese, sweet bread, cereals, toilet paper and soups, among other things. He is grateful to all the good-hearted people who want to help him and he promises not to cheat them.
View original language description ↓
Miguel de 35 años de edad, reside junto a su madre. Es un hombre muy trabajador que siempre se ha caracterizado por ser ejemplo en su hogar ya que cada mañana despierta con nuevas ilusiones y deseos de superación para ser un buen ejemplo. Actualmente Miguel tiene una pequeña tienda donde vende artículos de primera necesidad como leche, huevos, golosinas entre otros y también vende perfumes, talcos y cremas. Gracias a Dios posee de clientela ya que por la manera de ser y atender a los clientes lo prefieren está muy contento porque día a día se ha ido superando, Miguel desde hace un tiempo desea ampliar su única fuente de trabajo y tener un poco más surtida la tienda es por eso que decidió acercarse a INTEGRAL para solicitar un crédito y así poder abastecer más su tienda comprando más producto como queso, pan de dulce, cereales, papel higiénico, sopas entre otras. Agradece a todas esas personas que de buen corazón desea ayudarle y les asegura no defraudarlas.

Previous Loan Details

Miguel Ángel is 33 years old and lives in his own home with his mother. Miguel works in sales. Many years ago he was able to open a small store where he sells a variety of products such as: sweet bread, candy, drinks, oil, eggs, rice, and more. Miguel is an entrepreneurial man who doesn't miss... More from Miguel Ángel's previous loan »

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 701
    View loans »
    El Salvador Loans Fundraising
  • $27,168,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Miguel Ángel to buy cheese, sweet bread, cereals, toilet paper and soups, among other things.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Dec 22, 2012
Jan 10, 2013
Currency Exchange Loss:
Jan 25, 2014