Update on Ana ElizabethAna Elizabeth is 48 years old and lives with her sister and niece in their own house. She has her own shop where she sells basic commodities - basic grains, milk, bread and soap, among other things. She has had the business for a few years now and has a lot of experience in sales, allowing her to earn a good profit. The shop is located in her home in a community that has many people passing through it. Ana Elizabeth has a lot of customers because people prefer her shop as it is always stocked with quality products sold at good prices and, plus, the service is excellent. Ana Elizabeth is an active and enterprising woman who is dedicated to her work. She really wants to move forward in life and is always looking for new opportunities that will take her along the path to success. Like any good shopkeeper, she wants to expand the business but she needs more investment. So, for this reason, she is applying to Integral for a loan that will allow her to buy basic grains, candy, instant products, drinks and soaps, as well as other products. Ana Elizabeth has a good credit rating and is very responsible. She is very grateful for the help she has received and assures us that she will be able to pay off her debt and, at the same, she will be able to provide her family with a better standard of living.
Previous Loan DetailsAna Elizabeth B. R. is 48 years old and single. She works from her own home, which is located in the Department of San Salvador. Ana lives with her sister, who works as a degreed computer programmer, and her three year old niece.
Ana has her own store where she sells various products su... More from Ana Elizabeth's previous loan »
About Apoyo IntegralApoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
About El Salvador
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Success!! The loan was 100% repaid