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Karina Patricia
Twenty-six year old Karina lives with her husband and two children. She makes her living selling garments such as: blouses, skirts, t-shirts, etc. She also sells medicines.

She has been working in this business for many years and has made her living this way, since it is her primary source of income. She is a hard-working, dedicated and enterprising woman. She has many business ideas, which she is putting into practice little by little.

For her, the most important thing is that her customers are satisfied with the service she offers, because she recognizes that she depends a lot on them, and that the way in which she keeps them satisfied will keep them coming back and preferring her products. It is for this reason that she has decided to invest in her business by buying a variety of garments to stock her business so that her customers always find what they are looking for.

Since she does not have the necessary economic resources to make the investment, she has made the decision to apply to INTEGRAL for this loan to buy a variety of garments such as: skirts, blouses, pants, t-shirts, and more items that will allow her to attract more customers. She is convinced that with the help of God and this institution, she will get good results from this decision, and she will be able to improve her earnings, which will allow her to improve her quality of life.
View original language description ↓

Karina de 26 años vive junto a su esposo y sus dos hijos. Ella se dedica a la venta de prendas de vestir como: blusas, faldas, camisetas, etc. Y también vende medicinas. Tiene muchos años de dedicarse a este negocio y de esta forma se ha ganado la vida ya que es su principal fuente de ingresos. Es una mujer trabajadora, dedicada y emprendedora. Tiene muchas ideas de negocios las cuales poco a poco va poniendo en marcha. Para ella lo más importante es que sus clientes estén satisfechos con el servicio que ofrece ya que reconoce que depende mucho de ellos y en la manera que los mantenga satisfechos continuaran frecuentándola y prefiriendo sus productos. Es por esta razón que ha decidido invertir en su negocio en la compra de variedad de prendas de vestir para surtir su negocio para que los clientes encuentren siempre lo que busquen. Dado que no cuenta con los recursos económicos necesarios para hacer la inversión ha tomado la decisión de solicitar este crédito a INTEGRAL para hacer la compra de variedad de prendas de vestir como: faldas, blusas, pantalones, camisetas, y de más artículos que permitan atraer a más clientes. Está convencida que con la ayuda de Dios y de esta institución logrará obtener buenos resultados de esta decisión y podrá mejorar sus ganancias las cuales le permitan mejorar su calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 677
    View loans »
    El Salvador Loans Fundraising
  • $24,295,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Karina Patricia to buy a variety of garments such as: skirts, blouses, pants, t-shirts, and more items that will allow her to attract more customers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 17, 2012
Listed
Jan 9, 2013
Currency Exchange Loss:
N/A
Ended:
Nov 17, 2013