Update on Ana VeronicaAna Veronica, 35, lives with her partner Dagoberto. She has a business selling clothing for men, women and children, and has gained a lot of sales experience which has helped her increase her earnings. Ana Veronica trades from her home and door-to-door her neighborhood. Her customers like her products due to the high quality, good prices and above all the excellent service.
Ana Veronica is an enterprising woman, who is dedicated to her work and eager to succeed. She is always on the lookout for new opportunities to enable her to be one step closer to success, and she will never give up.
In recent weeks she has experienced increased demand and she wants invest in her business in order to take advantage of this. Therefore, she has requested a loan from INTEGRAL to purchase wholesale clothing. Ana Veronica has good repayment references and a strong moral character. She ensures that she will repay the debt and also has faith that she will be able to give her family a full life.
Previous Loan DetailsAna Veronica, 35, lives with her partner. She sells clothing door-to-door all over the town where she lives. Twice a week she leaves to go sell in other nearby towns. She sells a variety of clothing for women, men and children. She has very unique clothing and likes to be on the cutting edge, ahead… More from Ana Veronica's previous loan »
About Apoyo IntegralApoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
About El Salvador
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