Fatu is 36 years old and married with three children. She has a small vegetable garden where she grows and sells fruits and vegetables in her community or at the market. Fatu needs a loan to buy a new wheelbarrow, a shovel, fertilizer, weed killer spray, seedlings and gardening gloves. She is a new member of SPBD this year (2012) and joined to gain access to financial stability. Fatu hopes to use her earnings to improve her family's assets.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.