Elise is 32 years old and married, with two children. She has a small vegetable garden where she grows and sells fruits and vegetables in her community or at the market.
Elise needs a loan to buy a new wheelbarrow, a shovel, fertilizer, weed-killer spray, seedlings, and gardening gloves. She has been a member of South Pacific Business Development (SPBD) since 2010 and joined to gain access to financial stability. Elise hopes to use her earnings to improve her family's assets.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.