Update on Odilia IsabelOdilia Isabel is a single 26-year-old woman who has a bachelor's degree in the humanities and sciences. She has a business making aprons of different colors and designs. She got her start in this working in another business, and with the help of her mother she started her own business. To date she has five years of experience.
She is seeking a loan so that she can invest in materials such as cloth, thread, adornments and other items. She wants to increase her production and have greater opportunities to make sales. She hopes to have a stable business in the future and an improved standard of living.
Solicita un préstamo que lo invertirá en el negocio para la compra de materiales, telas, hilos, adornos, etc. quiere aumentar su producción y tener mejores posibilidades de venta, espera en el futuro tener una capitalización estable, y una mejor condición de vida.
Previous Loan DetailsOdilia Isabel is 24 years old, single, and finished high school. Her business is sewing traditional aprons. She started out in this line of work working as a laborer in another business. She has three years experience in her business. Odilia Isabel is requesting a loan to buy traditional ... More from Odilia Isabel's previous loan »
About Asociación ASDIRASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 17 months (Additional Information)
- Repayment Schedule
- Dec 23, 2012
- Jan 9, 2013
- Currency Exchange Loss:
- Jul 18, 2013
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.