Update on Katia ElizabethKatia Elizabeth is 31 years old and lives with her life companion and their children. She sells clothing for women, men, and children. Katia offers a great variety of shirts, skirts, dresses, and pants among other items. She has been in business for several years and has gained plenty of experience, allowing her to make a good profit. She sells her products on the street and from her home. She has built a solid clientele who prefer to buy from her because she always has what they need at affordable prices. She offers quality products and excellent service.
Katia is an enterprising woman who is dedicated to her work. She always fights for her dreams and she refuses give up until she becomes successful. In the past few months demand has increased and she wants to take advantage to make a new investment. However, because she does not have the capital to back her up, she is requesting a loan from INTEGRAL which will allow her to buy clothing in bulk. Katia Elizabeth has a good history of making payments and is very responsible. She is certain that she will be able to settle the debt. She also trusts this will bring her family economic security.
Previous Loan DetailsKatia Elizabeth is 31 years old and lives with her life companion and their son. She buys and sells clothing for women, men, and children. Katia offers a great variety of skirts, trousers, dresses, suits, shirts, and other items. She has been in business for several years and has gained plenty... More from Katia Elizabeth's previous loan »
About Apoyo IntegralApoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
About El Salvador
746View loans »
Success!! The loan was 100% repaid
- Repayment Term
- 10 months (Additional Information)
- Repayment Schedule
- Dec 14, 2012
- Jan 9, 2013
- Currency Exchange Loss:
- Jun 18, 2013
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.