Ripine is 41 year old woman who is married with 5 children. She has a small garden where she grows taro, taamu, yams and bananas that she can sell in her community. She has 3 years of experience with this business. Ripine has requested a loan to buy more tiapula (the head of a taro root for replanting), a shovel, some bush knives, a rake, an axe and some fertilizer for her plantation. She plans to use her profits to improve her family's assets. She has been a member of SPBD since 2009.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.