Kolini is 38 years old and married with six children. She hopes to start a small vegetable garden where she can grow fruits and vegetables to sell in her community or at the market.
For this, Kolini needs a loan to buy a new wheelbarrow, a shovel, fertilizer, weed killer spray, seedlings, and gardening gloves. She is a new member of SPBD in 2012 and joined to gain access to financial stability. Kolini hopes to use her earnings to improve her family assets, such as building her children a fixed house.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.