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Mrs. Carolina is 52 years old and married with two children who are 3 and 7 years old. She bakes and sells bread at her bakery which is located in Pedro Lorenzo. This loan is her first with this institution. Carolina intends to use this loan to purchase an oven with a higher capacity because she wants to increase her production, and by doing so satisfy her customers' demand. Carolina faces challenges in her business, including the competition of a bakery that produces bread in larger quantities. With this loan, her revenue will increase. Carolina is a person with a desire to excel. She is happy with and thankful for the institution's support as this is the only activity that allows her to survive.
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La Sra. Carolina tiene 52 años, casada con dos hijos que son de las edades de de 3 y 7 años, el se dedica a la elaboración y venta de pan, su panadería que se encuentra ubicado en la localidad de Pedro Lorenzo, este préstamo es su primera secuencia dentro de la institución, La Sra. Carolina va a usar este préstamo para la compra de un horno de mayor capacidad ya quiere incrementar su producción y así satisfacer la demandada de sus clientes, La Sra. Carolina enfrenta retos en su negocio que son la competencia de una panadería que produce en mayor cantidad, con este crédito mejorara sus ganancias, La Sra. Carolina es una persona con ganas de superación se siente feliz y agradecida con la institución por el apoyo brindado ya que esta es la única actividad que le permite mantenerse.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $2,817
    Average annual income
  • 96
    View loans »
    Bolivia Loans Fundraising
  • $28,171,500
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Carolina to purchase an oven.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Dec 20, 2012
Jan 9, 2013
Currency Exchange Loss:
Feb 17, 2014