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Maria Nicolasa
María, 28, is a modest merchant who makes a living making and selling bread. She's married and the mother of five children. Because of the poverty in which she was raised, she only finished elementary school. This is why she doesn't want her children to have the same future.

She started her small business at the age of 19. She needed a means of support to be independent and generate an income for herself. Her beginning was very difficult. She started the difficult task of selling bread with very few resources, only her wood-burning stove, two pans, a quintal of flour, and her humble hands.

Currently she and her husband have managed to keep the business stable. She sells on foot, relying on bicycles to go out and sell the piping hot bread, ready for her customers' breakfasts.

Her hope is that her business will grow and she'll be able to employ more people, to offer a variety of baked goods. She needs the loan to buy flour, oil, sugar, pans, yeast, and shortening.
View original language description ↓
María, de 28 años de edad, es una humilde comerciante quien se dedica a la elaboración y venta de pan, casada, madre de 5 hijos, ella debido a su condiciones de pobreza en la cual fue criada solo finalizo la primaria, y es por lo cual no quiere que sus hijos tengan el mismo futuro. Ella inicio con su pequeño negocio a los 19 años de edad, necesitaba un medio del cual subsistir y poder ser independiente generando ingresos por sí misma. Sus comienzos fueron muy difícil su horno de leña, solo dos sartenes, un quintal de harina y sus humildes manos trabajadoras empezaron la difícil tarea de vender pan con muy pocos recursos. Actualmente ella junto con su esposo han logrado mantener el negocio estable, vende de manera ambulante apoyándose de bicicletas para salir a vender el pan calientito y listo para el desayuno de sus clientes.
Su expectativa es que su negocio crezca y poder dar empleo a más personas, ofrecer variedad en repostería. Está requiriendo el financiamiento para comprar harina, aceite, azúcar, sartenes, levadura, manteca.

About Nicaragua

  • $3,636
    Average annual income
  • 83
    View loans »
    Nicaragua Loans Fundraising
  • $23,715,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,450 helped Maria Nicolasa to buy flour, oil, sugar, pans, yeast, and shortening.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 28, 2012
Listed
Jan 9, 2013
Currency Exchange Loss:
N/A
Ended:
Jan 18, 2014