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Maria Esperanza

Update on Maria Esperanza

María, 70, is a grocery merchant. She’s married and the mother of two children. She’s from the city of León. She’s been working in commerce for ten years. The school term is approaching and she needs to stock her store with new food items as well as with school supplies. Because of this, she’s asking for a loan to buy notebooks, pencils, colored pencils, erasers, markers, cleaning supplies, basic grains and canned gods to sell in her store. Her goal is to gradually add more products that have high customer demand and convert her grocery store into a variety store.
View original language description ↓
María, de 70 años de edad, de oficio comerciante atiende una pulpería, casada, madre de 2 hijos originaria de la ciudad de León, lleva 10 años trabajando en el sector comercio. La temporada escolar se acerca y necesita surtir su negocio con nuevos productos alimenticios así como productos para la escuela. Por esa razón está solicitando el financiamiento para la compra de cuadernos, lapiceros, lápiz de colores, borradores, marcadores, productos de limpieza, granos básicos y enlatados para vender en su pulpería. Su objetivo es ir agregando más productos que son muy demandados por sus clientes y lograr convertir su pulpería en una miscelánea.

Previous Loan Details

Dona Maria, 69, is from Leon. She operates a corner grocery. She has a sixth-grade education, is married and has 2 grown children, both living away from their mother. She started her business when she was 47 years old because she wanted her own income. Her husband and children helped her star... More from Maria Esperanza's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,409,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Maria Esperanza to buy school supplies, cleaning supplies, basic grains and canned goods.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Dec 28, 2012
Jan 9, 2013
Currency Exchange Loss:
Oct 18, 2013