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Marixsa Del Carmen

Update on Marixsa Del Carmen

Marixsa lives with her husband, who is self-employed, in the city of Ticuantepe, in the neighborhood called Las Conchitas. To provide for the daily needs of the household, she has worked for a private company for more than 20 years.

Marixsa's current priority is to improve her house. For that, she needs capital to buy the necessary materials. Thanks to the support of Afodenic and Kiva, she will buy the following with a new loan: cement, rebar, and sand. Marixsa is very happy that they have confidence in her.
View original language description ↓
La señora Marixsa habita en el municipio de Ticuantepe en el barrio llamado Las Conchitas junto a su esposo quien labara por cuenta propia para poder llevar el sustento diario al hogar, ella labora para una empresa privada desde hace mas de 20 años, su prioridad en la actualidad es mejorar su casa para eso requiere de capital para comprar los materiales necesarios, gracias al apoyo que Afodenic y Fondos Kiva atravez de un nuevo financiamiento comprara lo siguiente: Cemento, Hierro y Arena, muy contenta se encuentra doña Marixsa por la confianza brindada.

Previous Loan Details

Miss Marixsa del Carmen B. B., age 40, lives in the Las Conchitas neighbourhood. She has 2 adult children who have different jobs but help their parents with household costs. They are a very humble family who have acquired, through their own efforts, a home in which they now live. However, it nee... More from Marixsa Del Carmen's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 67
    View loans »
    Nicaragua Loans Fundraising
  • $25,075,600
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Marixsa Del Carmen to purchase construction materials.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Dec 18, 2012
Jan 9, 2013
Currency Exchange Loss:
Nov 17, 2013