Sergey is a farmer. Since 2003, he has been growing cucumbers and different types of tomatoes. In running his business, Sergey receives help from his wife and their eldest son, who is 12 years of age and attends school. Sergey started his farming business with a single greenhouse used for cultivating cabbage.
Sergey and his wife have decided to purchase plastic film to re-cover their greenhouse and protect the cucumbers and tomatoes from cold and wind. In the future, he would like to expand the planting of early tomatoes. As a father, Sergey wants to provide his children with quality education. Presently, he needs your help to finance the purchase of plastic greenhouse cover.
Сергей - фермер. С 2003 года занимается выращиванием огурцов, помидоров и поздних томатов.
Справляться по хозяйству ему помогает супруга и старший сын,которому 12-ть лет, он учится в школе.
Развитие деятельности начиналось с одной теплицы, где выращивали молодую капусту.
Сергей с супругой решил приобрести пленку для перекрытия теплицы и защиты огурца и помидора в зимний период от холода и ветра.
В планах на будущее: расширить посадку ранних томатов.
В личных планах: обеспечить детям образование.
Нуждается в вашей помощи для финансирования пленки для теплицы.
About Agro Capital Management
This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.
ACM uses a financing model that is relatively unique. Typically, a microfinance institution will lend money to farmers, who then purchase products they need to have a successful harvest and pay back the loan. In ACM's model, the organization purchases the agricultural goods before reselling them to small farmers on an affordable payment plan. This allows farmers to begin using the goods they buy without having to pay in full upfront.
As part of ACM's offering, clients receive training to improve crop yields. In order to cover its costs, the organization charges a small service fee. The amount of each Kiva loan includes both the cost of agricultural supplies and the service fee. As with all Kiva loans, repayments will be returned to lenders on the schedule outlined.