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Efua is married and has five children. She has received schooling through the middle school level.

Efua sells soft drinks in Kufur near Elmina. She has done this for the past 25 years. Her husband is a security guard. Efua uses her income to help support her husband with the family’s expenses.

Efua will use the loan to purchase more soft drinks of varying kinds for sale at her “spot” (a local beverage store). With the new profits from her expanded business, Efua plans to improve and expand her beverage spot.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,572,300
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Efua to purchase more soft drinks of varying kinds for sale at her "spot" (a local beverage store).
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 21, 2012
Jan 9, 2013
Currency Exchange Loss:
May 18, 2013