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Ms Bashiran is a 36-year-old married woman and mother of six children. She is trying hard to fulfill their demands including food, health, clothing, and education. She has been making artificial flowers for the past 10 years. She offers various handmade artificial flowers in different colors, which are used in decorating homes and rooms. By this time, she has become famous for providing good quality colorful flowers in her community. She is contentedly doing it for the sake of her family. She has gradually improved her business with the support of Kashf Foundation. Currently she is in her eighth loan cycle and applied for a loan of Rs 20,000. This will help her to purchase raw material including various types of fabrics such as silk and cotton and packs of glue and wires. In this way, she will be able to get an increase in her earnings through her large sales. Her husband is not in good enough physical shape to be employed. She wishes to use part of the profits on her husband’s health.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 273
    View loans »
    Pakistan Loans Fundraising
  • $14,699,975
    Funds lent in using Kiva
  • 97.4
    Pakistan Rupees (PKR) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $225 helped Bashiran to purchase various types of fabrics such as silk and cotton and packs of glue and wires.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 13, 2012
Jan 9, 2013
Currency Exchange Loss:
Jan 17, 2014