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Alphonse is a 56-year-old married father of three children between the ages of 5 and 25 years. Alphonse has been selling cows and goats for 30 years. He works from 6am to 6pm, Monday through Saturday.

Alphonse has requested his third Kiva loan, via Vision Finance Company, in order to buy more cows and goats for sale. With the profits, he will be able to buy more food for his family.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 36
    View loans »
    Rwanda Loans Fundraising
  • $13,303,700
    Funds lent in using Kiva
  • 630.7
    Rwanda Francs (RWF) = $1 USD