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Nigora, age 31, is married to a musician. She has a son who is five years old. She comes from a good family and is a conscientious and honest woman.

Nigora's parents were not in a position to give her a higher education. So she married after high school and started working right away because her husband earns a small salary which is not enough to provide for the family. In the beginning, Nigora worked as a waitress in a cafeteria. She did not enjoy this work; she had to force herself to do it and only worked for the money. After a period of two years, she started her own sewing business, making women's clothes. Thanks to the high quality of her services, she now has her own regular customers. Her customers are happy with her work because she is very neat and approachable.

Nigora would like to further develop her business, and to do so she needs a new sewing machine. She is requesting a loan of 3,000 somoni to buy a sewing machine. She is awaiting and relying on your kindness, and promises to repay her loan on time.
View original language description ↓
Нигоре 31 года. Она замужем за музыканта. Нигора имеет 1 сына, которому 5 лет. Она добросовестная и порядочная женщина из хорошей семьи. Ее родители были не в состоянии дать Нигоре высшее образование. Она получила среднее образование и после замужества начала работать, так как доход ее мужа маленький, и он не в состоянии обеспечить семью. В начале, Нигора работала в столовой официанткой. Это работа ей не нравилось, и она работала из-за зарплаты, вынуждая себя. После 2 лет она начала свой бизнес шитьем женской одежды. Благодаря хорошему сервису она имеет своих постоянных клиентов. Ее клиентки довольны ее работой, так как она очень аккуратная и коммуникабельная. Она хочет развивать бизнес дальше, а для этого она нуждается новой швейной машинки. Она запрашивает займ на сумму 3000 сомони для покупки швейной машинки. Она ждет и надеется на вашу доброту и обещает погасить займ во время.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 249
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Nigora to buy a sewing machine.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 8, 2013
Jan 9, 2013
Currency Exchange Loss:
Jan 18, 2014