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Nurgul is 46 years old, married, and the mother of five children. One of her children attends school, the others help around the business.

In 1996, in search of a source of income for her family, Nurgul started her own animal husbandry business. Thanks to her determination and hard work, she was able to develop her activity and she now makes a monthly income of 8,000 som (KGS). Nurgul now owns two cows, 15 sheep, five goats and one mare.

In order to further develop her business, she has turned to Bai Tushum & Partners for a loan of 80,000 som (KGS). This loan will help her to expand her activity through the purchase of livestock.

Nurgul plans to use the earnings from her loan to expand her business, and when the summer comes, to repair her house.
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Нургул 46 лет, замужем, имеет 5 детей, один учится в школе, остальные помогают по хозяйству. В 1996 году в поисках источника дохода для своей семьи, Нургул начала свой бизнес в животноводстве. Благодаря настойчивости и упорному труду, Нургуль сумела развить свой бизнес с ежемесячным доходом 8,000 сом (KGS). На сегодняшний день в хозяйстве имеется 2 коровы, 15 голов овец, 5 коз и одна кобыла. В целях дальнейшего развития своего бизнеса, Нургул обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 80,000 сом (KGS) на расширение хозяйства за счет покупки скота. Доходы от кредита Нургул планирует вложить в расширение хозяйства, а летом- отремонтировать дом.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 84
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,761,025
    Funds lent in using Kiva
  • 47.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,700 helped Nurgul to purchase some livestock.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 28, 2012
Jan 9, 2013
Currency Exchange Loss:
Jul 17, 2014