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Gulnara is 48 years old, married, and has three children. Gulnara is a major source of income for her family. She sells produce. She started this business with 10,000 KGS. Thanks to Gulnara's hard work, she now has produce worth about 70,000 KGS: potatoes, cabbage, and carrots. She earns about 10,000 som per month selling produce. In order to further develop her business, Gulnara approached Bai-Tushum and Partners for a loan of 100,000 som (KGS) to buy more goods, which will increase her revenue. Gulnara plans to invest income from the loan back into her business, as well as paying for her children's education.
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Гульнаре 48 лет, замужем, мать 3 детей. Гульнара в качестве основного источника дохода для своей семьи, занимается торговлей сельхозпродуктов, начав этот бизнес с суммы 10,000 сом. Благодаря упорному труду Гульнары в ее хозяйстве на сегодняшний день имеется сельхозпродукты около 70,000 KGS; картошка,капуста, морковь. Продажа сельхозпродукции приносит около 10,000 сом в месяц. В целях дальнейшего развития своего бизнеса, Гульнара обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку продуктов для увеличения выручки. Доходы от кредита Гульнара планирует вложить в дальнейшее развития бизнеса, чтобы иметь возможность оплаты за обучение детей.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 72
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,959,675
    Funds lent in using Kiva
  • 47.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Gulnara purchase more goods and increase sales.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 29, 2012
Jan 9, 2013
Currency Exchange Loss:
Jul 17, 2014