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Noreen's Group
In this Group: Noreen, Farzana, Khanam, Shaheen
Noreen is 49 years old and a very hardworking woman. She lives in Rawalpindi, Pakistan, with her family. Her family consist of three children and her husband. They are going through a very difficult time and facing many financial issues. From the past 3 years Noreen has been running a dairy business and having 5 buffaloes. She wants to purchase one more buffalo so that she can increase her family's net income and can easily cope with the increase demand of customers.

For that Noreen as a member of a four-person lending group has requested for a loan from Kiva's partner BRAC Pakistan to purchase one buffalo for her dairy business. This will help her to increase her dairy product sales and net income.

Her personal goals are to provide education and a better future to her children. She is very much thankful to Kiva and BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 473
    View loans »
    Pakistan Loans Fundraising
  • $15,107,750
    Funds lent in using Kiva
  • 97.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Noreen's Group's $875 loan helped a member to purchase a buffalo for her small dairy business.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jan 8, 2013
Feb 4, 2013
Currency Exchange Loss:
Nov 17, 2013